Tech fixes · Payments & Accounting

# How to Accept ACH Bank Payments and Cut Card Fees

Add ACH as a payment method through a processor that supports it, such as Stripe or QuickBooks Payments, and offer it on invoices and your customer portal. ACH usually costs less than cards, but payments take a few business days to settle and can be returned, so plan around that.

Also searched as: accept bank transfers · ACH payments for small business · eCheck payments · lower credit card fees

- **Starting price:** From $500

- **Where:** Remote, anywhere in the U.S.

- **Quote:** Fixed price before work starts

## Try this first

- Check whether your current processor supports ACH
- Turn on ACH with instant bank verification
- Add a bank payment option to invoices and your checkout
- Decide when to ship or start work: after the payment clears
- Encourage ACH on large invoices
- Sync ACH payments to your accounting

Common causes

- Card fees eating into large invoices
- Customers who prefer to pay from their bank
- Paper checks that take days to arrive and deposit

## When it’s more than a quick fix

If you bill large amounts, collect recurring payments or need customers to authorize debits, the setup and authorization wording should be done right.

### How we fix it remotely

We add ACH to your invoices, portal or checkout with instant bank verification, the right authorization wording and syncing to your books.

### In-depth guides

- [How to Accept Credit Card Payments on Your Website](https://wisconsintechshop.com/guides/how-to-accept-credit-card-payments-online/)

Get it fixed

## How a remote fix works

1. **Tell us what’s happening:** Two minutes with the form on this page. No account needed.
2. **Get a fixed price:** A personal reply within one business day, with the price agreed before any work starts.
3. **We fix it remotely:** You approve access, follow progress and pay in your private client portal.

## Related services

- [ACH & Bank Transfer Payments](https://wisconsintechshop.com/payments/ach-bank-payments/): Accept ACH bank payments online for invoices, rent, dues and large orders at a fraction of card fees, with instant bank verification. (From $500)
- [Customer Payment Portal](https://wisconsintechshop.com/payments/customer-payment-portal/): A branded portal where customers log in to see invoices, pay balances, save cards, set up autopay and download receipts. (From $2,000)
- [Online Invoicing & Payment Links](https://wisconsintechshop.com/payments/online-invoicing-system/): Send professional invoices customers can pay in one tap by card or ACH, with automatic reminders, deposits and a full payment history. (From $750)

## Questions

### How long do ACH payments take?

Usually a few business days, though faster options are increasingly available.

### Is ACH cheaper than credit cards?

Usually, especially on large amounts, since many processors charge a low percentage with a cap.

### Can you fix this remotely?

We add ACH to your invoices, portal or checkout with instant bank verification, the right authorization wording and syncing to your books.

## More payments & accounting fixes

- [Got a Chargeback](https://wisconsintechshop.com/fix/chargeback-response/)
- [QuickBooks Bank Feed Not Updating](https://wisconsintechshop.com/fix/quickbooks-bank-feed-not-updating/)
- [Duplicate Transactions in QuickBooks](https://wisconsintechshop.com/fix/quickbooks-duplicate-transactions/)
- [Online Store Charging the Wrong Sales Tax](https://wisconsintechshop.com/fix/wrong-sales-tax-at-checkout/)
- [Customers’ Cards Declined at Checkout](https://wisconsintechshop.com/fix/cards-declined-at-checkout/)
- [Switching Payment Processors](https://wisconsintechshop.com/fix/switch-payment-processor-keep-saved-cards/)
- [How to Send Automatic Invoices and Payment Reminders (and Get Paid Faster)](https://wisconsintechshop.com/fix/automatic-invoices-and-reminders/)
- [Card Testing Attack Hitting Your Checkout](https://wisconsintechshop.com/fix/card-testing-attack/)

[All tech fixes](https://wisconsintechshop.com/fix/)

## Want us to just fix it?

Tell us what’s happening. Most problems like this are fixed remotely, often the same day, and every request gets a personal reply within one business day.

- Big projects and small ones are all welcome
- Fixed-price quotes, no surprise invoices
- You own your code, data and accounts
- A client portal to track progress, invoices and payments
- Rooted in Wisconsin, serving businesses nationwide

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Source: https://wisconsintechshop.com/fix/accept-ach-bank-payments/
Contact: hello@wisconsintechshop.com · https://wisconsintechshop.com/contact/